The New Plan A in a nutshell:
Nate and I have decided to wait to buy a house and instead use our down payment $$ to pay for his Master's degree. We'll stay here for another year, save save save, and then see what school he gets accepted to. Hopefully the U though! A long 4 years ahead of us, but a secure, peaceful 4 years.
It's hard to sacrifice and wait for the things we want....but we KNOW it will be worth it in the end when he has a higher-paying job with endless possibilities and we have little-to-no student loans. THEN we can buy a house. It means more to us to stay in control of our finances than it does to have the 'American dream' of a house with a yard and a dog. We'll get there....eventually!! And I can assure you that it will be sweet bliss when we're finally handed the keys to our home. But we have to keep our house a blessing in our lives instead of a financial burden.
We're exhausted (physically, emotionally & spiritually), and it's been a rough month getting to this decision. But we know it's right. And interestingly enough....hours after we made this decision, our realtor called and told us that there were some issues with the sellers, they wanted us to do a different type of loan that would have upped our monthly payments to an amount we couldn't afford anymore. Coincidence? Probably not. It helped solidify our decision, and we view it as a tender mercy from the Lord that we're doing His will for our family.
Phew!! I need a nap. Enough with the heavy stuff!! Bachelor Finale tonight!!!! Heaven knows I need a girls' night, good timing. We have lots of good food on the party menu....can't wait!!
Auggie turns one!
5 years ago
5 comments:
I've been learning a lot about finances in my Courtship & Marriage class, and we've been learning about credit and insurance, and how we need to remember the take care of the things we need verses the things we'd want at the moment. I totally agree with you. Sometimes it's hard having to wait, but Heavenly Father knows what he's doing when he leads and guides us! I hope everything works out for the best! :) And if you ever need another Realtor, or any information, I'm sure my mother would love to help in any way :)
I am so excited for you guys! I have been looking into Masters degrees lately - definitely the way to go! We are going to get Jer done with school first, so I have another couple years before I start, but I can't wait! What program is he looking into?
The American Dream became the American Nightmare for many people. You are wise to hold off, be patient and wait for the right time.
Financial security is PRICELESS!! Maybe one of these days I can get down there and visit you...
Hooray for our wonderful Bachelor party! Pretty sure I'm still burning off all the calories of food we ate... Yummy...
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